Casatax 2025: Making home ownership more accessible in Geneva.

I. What is Casatax?

Casatax is a tax measure implemented in the canton of Geneva to promote homeownership. It allows buyers to benefit from a reduction in acquisition costs, under certain conditions:

• Reduction of registration fees: Exemption on the first portion of the purchase price.

• Reduction of mortgage deed fees: A 50% reduction on these fees.

Thanks to this measure, buyers can save tens of thousands of francs on their real estate acquisition.

II. What are the benefits of Casatax in 2025?

If you meet the eligibility criteria, you can benefit from two key advantages:

1. Reduction of registration fees

In 2025, the first CHF 266,667 of the purchase price is exempt from registration fees, leading to a saving of CHF 20,616.

2. Reduction of mortgage deed fees

The fees related to registering the mortgage deed benefit from a 50% reduction, regardless of the amount.

These reductions significantly lower initial acquisition costs.

III. What are the eligibility conditions for Casatax?

To benefit from this tax advantage, several criteria must be met:

1. Eligible Buyer

• Only individuals can benefit.

• Companies and businesses are not eligible.

2. Property Usage

• Casatax applies exclusively to primary residences.

• Secondary residences, undeveloped land, rental properties, or agricultural buildings are not eligible.

3. Minimum Occupation Requirement

• The buyer must reside in the property for at least three years.

• They must move in within two years of purchase.

4. Price Cap

• The property's purchase price must not exceed CHF 1,374,396 in 2025.

IV. Example of Savings with Casatax 2025

Let's take a concrete example:

A buyer purchases an apartment in Geneva for CHF 1,374,396. Thanks to Casatax:

✅ Reduction of registration fees: CHF 20,616.

✅ Reduction of mortgage deed fees: 50%, leading to a saving of CHF 12,644.44.

Total savings with Casatax: CHF 33,260.44.

This amount represents a significant reduction in acquisition costs, making homeownership more accessible.

V. Why is Casatax an advantage for buyers in Geneva?

With high real estate prices, purchasing a home in Geneva can seem out of reach. Casatax:

✔ Reduces acquisition costs, making homeownership more accessible.
 

✔ Encourages first-time homebuyers to enter the market.
 

✔ Boosts the local real estate market by facilitating transactions.

VI. Conclusion

In 2025, Casatax remains a key measure for reducing acquisition costs and making real estate purchases easier in Geneva. If you're considering buying a property, check your eligibility to take advantage of this unique opportunity and make substantial savings.

💡 Do you have a real estate project in Geneva? Contact us to guide you through your purchase and maximize the benefits of Casatax.

FAQ – Casatax 2025

1. Can Casatax be used for a rental investment?
 

No, Casatax is exclusively for the purchase of a primary residence.

2. Is there a time limit to move into the property?
 

Yes, the buyer must move in within two years and reside there for at least three years.

3. Can foreigners benefit from Casatax?
 

Yes, provided they are residents of Geneva and purchase a property for personal use.

4. Can Casatax be combined with other grants or subsidies?
 

It depends on the programs in place. It is recommended to check with Geneva’s tax authorities for up-to-date information.