Casatax 2025 in Geneva: What’s Changing for Future Homeowners !

I. What’s New in Casatax 2025?

The two main adjustments in the 2025 reform are:

1. Increased Tax Relief on Property Purchases

• The exempted amount on the sales tax increases from 15,000 CHF to 20,616 CHF, allowing buyers to significantly reduce their acquisition costs.

2. Higher Eligibility Cap for Property Prices

• Previously, only properties priced up to 1 million CHF were eligible for Casatax. With the 2025 reform, the new eligibility threshold is raised to 1.374 million CHF, encompassing a wider range of properties in Geneva’s market.

These adjustments are based on the updated Geneva construction price index, which increased from 112.6 to 113.8 between October 2023 and October 2024 (+1.1% annual increase).

II. What Are the Benefits for Homebuyers?

The goal of Casatax 2025 remains the same: to ease the financial burden of purchasing a primary residence by reducing registration fees. Here’s what this means for buyers:

• Lower Property Transfer Costs – Buyers benefit from a reduced registration fee on mortgage deeds, including additional surcharges.
• A Financial Boost for First-Time Buyers – Lower upfront costs make homeownership more accessible, especially in Geneva’s demanding real estate market.
• More Properties Eligible for Casatax – The higher purchase price cap allows more homes to qualify, providing buyers with greater options.

For many, these financial incentives could make the difference between staying in the rental market and finally purchasing their dream home.

III. Who Can Benefit from Casatax 2025?

To qualify for Casatax, homebuyers must meet three key conditions:

• The property must be located in Geneva.
• The buyer must use the property as their primary residence (not for rental or investment purposes).
• The purchase price must not exceed 1.374 million CHF.

If these criteria are met, buyers automatically receive the tax reduction upon acquisition.

IV. Why Is 2025 a Good Time to Buy in Geneva?

With the new tax advantages, 2025 is a great opportunity for Geneva residents to step onto the property ladder.

• Lower Initial Costs – Reduced registration fees make purchasing a home more affordable.
• More Available Properties – The revised price cap includes a wider range of homes.
• Favorable Market Conditions – In a high-demand market, every financial incentive helps secure a better deal.

For those considering buying a property, the Casatax 2025 reform provides a significant financial advantage that shouldn’t be overlooked.

V. How Can Oaks Group Help You?

Purchasing a property in Geneva requires careful planning and expert guidance. At Oaks Group, we assist you with:

• Finding the right property – Ensuring it meets your needs and qualifies for Casatax benefits.
• Optimizing your financing – Helping you take full advantage of tax reductions and mortgage opportunities.
• Simplifying the legal process – Managing all administrative aspects for a smooth and stress-free purchase.

Take advantage of Casatax 2025 today! Contact Oaks Group for expert advice and make your Geneva homeownership dream a reality. Get in touch now for personalized real estate guidance.

 FAQ – Everything You Need to Know About Casatax 2025

🔹 What is Casatax?
Casatax is a Geneva-based tax incentive that reduces property transfer fees for buyers purchasing a primary residence.

🔹 How much can I save with Casatax 2025?
With the new reform, the tax exemption increases from 15,000 CHF to 20,616 CHF, offering substantial financial relief.

🔹 Can I benefit from Casatax for a rental investment?
No, Casatax only applies to properties used as a primary residence.

🔹 Does Casatax apply if I buy a home for 1.5 million CHF?
No, the maximum eligible purchase price is 1.374 million CHF.

🔹 How can I check if I qualify for Casatax?
Our real estate experts at Oaks Group can evaluate your eligibility and guide you through the process.

Ramzi Chamat
OAKS GROUP SA